15 August 2022

Perfect is the Enemy of Good: Michigan Supreme Court Decision in Griffin v. Trumbull Part Two

As discussed in our last alert, the Michigan Supreme Court reinforced the principle that no-fault insurers cannot deny payment of a claim based on priority. However, the importance of a claimant’s initial investigation to locate the proper insurer cannot be overemphasized. Although a claimant’s initial investigation need not be perfect, failing to exercise due diligence […]

14 June 2022

Michigan Supreme Court Decides: Assignments Still Matter

On June 10, 2022, the Michigan Supreme Court issued a unanimous decision in Mecosta County Medical Center v. Metropolitan Group Insurance Company, a case handled by Miller Johnson’s Med Recovery Group with significant implications for medical providers seeking payment of no-fault claims. The essence of the Court’s decision:  although providers now enjoy the independent and […]

09 June 2022

Why Does Speed Matter? The timely billing of a no-fault insurer.

One of the major changes that occurred in the recent amendment of the no-fault act gave consumers the option to choose the level of coverage for their no-fault benefits. These coverage levels include: $50,000.00 for drivers with Medicaid $250,000.00 $500,000.00 Unlimited Consumers with Medicare can opt-out of no-fault medical benefits When encountering an injured person […]

26 May 2022

Exhausted No Fault Medical Benefits! Not So Much

For Michigan no fault policies sold or renewed after July 1, 2020 consumers may select a PIP medical benefit coverage level that works best for their situation.  Generally, the options are $50,000, if the person is enrolled in Medicaid, $250,000.00, $500,000.00 or traditional unlimited.  But purchasing a capped medical no fault policy is an important […]

12 May 2022

Know The New No-Fault Priority Rules And Beware of Coverage Gaps

On June 11, 2019, the Michigan Legislature made sweeping changes to the no-fault act.  One of those changes is the order of payment priority for patients injured in motor vehicle accidents as motor vehicle occupants or pedestrians. Under the old law, no-fault insurers would pay medical providers in the following order of priority: the injured […]

03 July 2019

Landmark changes to Michigan’s no fault law

***This article originally appeared on www.grbj.com, Grand Rapids Business Journal’s website.*** Gov. Gretchen Whitmer recently signed bipartisan legislation enacting sweeping changes to Michigan’s 45-year-old no fault act. The legislation would “guarantee lower rates for every Michigan driver, protect insurance coverage options and strengthen consumer protections,” according to the governor’s office. Which begs the question, does […]